I just got off the phone with a woman who is a credit addict. I have been working with her for a year now to clear her debt and build a healthy savings program for her.
In the past year, she has cleared everything but her house with it's 2 mortgages on it. Her monthly income has gone up from raises and what not, and her usable funds has increased by almost 2 thousand a month with her other debts being paid off.
Now she is going BACKWARDS. I spend hours on the phone with her trying to explain the math on every little thing about her portfolio to convince her that I know what I'm talking about.
Today, I spent 45 minutes with her during our busiest time, and she still wont listen to me.
I told her, if I needed advice about things that she is a professional at, then I would ask her and do what she says. Why? Because she knows more than I do. Extend me the same courtesy. If you are going to call me and get free advice (I have made about 20 bucks off of her in commissions in a year) then listen to me. Don't waste your time, and don't waste mine either by calling me and then arguing about the advice I give you.
Oh, and the last 3 times that she's called, I've told her the same thing. She never does it though. Another bank she does business with says that I'm just trying to make commissions off of her. I showed her the break down though. If she did the last few things that I recommend, I will make about 50 bucks in commissions for doing about 12 hours of paperwork. Oh, and the multiple hours I've spent on the phone with her. Yep, I'm cleaning up because of her.
Read This First
- GrumpyJew
- St. Louis, Missouri
- I'm not grumpy all the time, just enough for people to think I am. I'm an almost frum, liberal, conservadox Jew who davens with Chabad. I love movies, music, chinese food, and working out. I'm training for a marathon and trying to quit smoking at the same time. Oh yeah, and on most days, I really hate my job.
Thursday, September 18, 2008
Challa, Holy Days, and The Persuit of Curvalicious Women
So, I met a girl a while back who is really cool. She's an assistant manager at a store I frequent. I knew she was Jewish, and I always kind of admired her from afar. Well, a few weeks ago she approaches me and starts asking about Rosh Hashanna and Yom Kippur. I tell her about Chabad and where we are located and all that good stuff, and she said she was interested in coming out with her parents. Being the resourceful guy that I am, I capitalize on a good opportunity and ask her if she wants to attend kabbalat shabbat and kiddush with me that Friday night.
I wound up exchanging numbers with her and getting some impressive lines in at the same time. I'm thinking my days of being single are OVER!!!! Yay for Shmuley right????
Wrong!
Friday comes along and I text her from work. "We still on 4 2nite?" (yes I do text like a 14 year old girl)
She replies, I can't I'm having girlfriend problems.
Yep, turns out while I was thinking I was getting a date with a hella cute girl, she was seeing great "friend" potential in me.
Now, don't get me wrong. I could not care less about someones sexuality. I've known to many people of alternative sexual orientations to be judgemental. But, this is just classic Shmuley luck. I meet an awesome chick, who is super fine. She has tattoos to match mine. Nerdy as all hell (big turn on for me). And did I mention that she was really really cute? All that, and she's into chicks.
I knew we had a little to much in common.
I'll be friends and stuff with her. I'll even be friends with the girlfriend if she's as cool as my crush. In fact, we might all be hanging out this weekend on Motzi Shabbos. Maybe this is for the best though. I mean, odds are that we would break up later anyway and not ever hang out or get along again. I keep friends for way longer than girlfriends.
I guess it's back to JDate, but that's another post for another day........
I wound up exchanging numbers with her and getting some impressive lines in at the same time. I'm thinking my days of being single are OVER!!!! Yay for Shmuley right????
Wrong!
Friday comes along and I text her from work. "We still on 4 2nite?" (yes I do text like a 14 year old girl)
She replies, I can't I'm having girlfriend problems.
Yep, turns out while I was thinking I was getting a date with a hella cute girl, she was seeing great "friend" potential in me.
Now, don't get me wrong. I could not care less about someones sexuality. I've known to many people of alternative sexual orientations to be judgemental. But, this is just classic Shmuley luck. I meet an awesome chick, who is super fine. She has tattoos to match mine. Nerdy as all hell (big turn on for me). And did I mention that she was really really cute? All that, and she's into chicks.
I knew we had a little to much in common.
I'll be friends and stuff with her. I'll even be friends with the girlfriend if she's as cool as my crush. In fact, we might all be hanging out this weekend on Motzi Shabbos. Maybe this is for the best though. I mean, odds are that we would break up later anyway and not ever hang out or get along again. I keep friends for way longer than girlfriends.
I guess it's back to JDate, but that's another post for another day........
Wednesday, September 17, 2008
First post, Intro, and today's training!
Hello world! Thanks for reading this blog. I'll try not to depress you to much.
So, I'm 28, newly observant, I smoke a pack a day, and I'm training for a marathon.
I learned a valuable lesson today about training. However far you run away from your house, that's how far you have to run back. What was supposed to be a quick 5k, turned into a 10k because I forgot that one thing. Oh yeah, and I smoked a cigarette while I was warming up. So, that last few miles really, really hurt. I know, that was dumb. Really dumb. Really really dumb.
But, the upshot is, I don't have to worry about making either of those mistakes again.
I'm kind of worried about training tomorrow. Tomorrow is a swimming day (1.5k in the water) and I'm also weighing in for the second time. Sunday I was at 215 on the dot. I want to be at 195 for the marathon, but I don't want to lose that 20 lbs. to quickly. So, I'm all worried that I'll either lose to much weight or I wont have lost a pound. I think I'll just go eat a few boiled eggs and a waffle. Breakfast for dinner always makes me feel better.
So, I'm 28, newly observant, I smoke a pack a day, and I'm training for a marathon.
I learned a valuable lesson today about training. However far you run away from your house, that's how far you have to run back. What was supposed to be a quick 5k, turned into a 10k because I forgot that one thing. Oh yeah, and I smoked a cigarette while I was warming up. So, that last few miles really, really hurt. I know, that was dumb. Really dumb. Really really dumb.
But, the upshot is, I don't have to worry about making either of those mistakes again.
I'm kind of worried about training tomorrow. Tomorrow is a swimming day (1.5k in the water) and I'm also weighing in for the second time. Sunday I was at 215 on the dot. I want to be at 195 for the marathon, but I don't want to lose that 20 lbs. to quickly. So, I'm all worried that I'll either lose to much weight or I wont have lost a pound. I think I'll just go eat a few boiled eggs and a waffle. Breakfast for dinner always makes me feel better.
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